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SHIF Calculator Kenya 2026

Accurate Social Health Insurance Fund Contribution Calculator

SHIF Calculator Kenya 2026 – Social Health Insurance Fund Contribution Calculator

What is SHIF in Kenya?

The Social Health Insurance Fund (SHIF) replaced NHIF under Kenya’s Social Health Insurance Act. All salaried individuals must contribute 2.75% of their gross salary monthly, subject to a minimum contribution of KES 300.

SHIF Rate 2026: 2.75% of Gross Salary
Minimum Monthly Contribution: KES 300
No upper contribution cap

SHIF Contribution Formula (2026)

SHIF = MAX(2.75% × Gross Salary, 300)

Free SHIF Calculator Kenya 2026

Example Calculations

Employer Remittance Rules

FAQ

Frequently Asked Questions

Typical questions Payroll professionals ask when filing returns at the end of the month...

What is the new shif in Kenya?

What is SHIF? The new Social Health Insurance Fund (SHIF) mandates that all Kenyans contribute to a unified health fund. The government will provide additional financial assistance to vulnerable individuals and those unable to make contributions.

Is shif the same as NHIF?

The Ministry of Health has announced that, starting 1 October 2024, employers must transition from the National Health Insurance Fund (NHIF) to the new Social Health Insurance Fund (SHIF), with clear guidance provided on the process. The SHIF was introduced through the Social Health Insurance Act, the Primary Health Care Act, and the Digital Health Act, which came into effect on 22 November 2023. Employers are required to deduct 2.75% from each employee's gross salary as their SHIF contribution, beginning with the October 2024 payroll.

When is the deadline for submiting SHIF contributions?

The deadline for remitting SHIF contributions is on the 9th Day of the following month. For example remitting the returns for income earned in the month of October will be due by the 9th of November.

How much is shif per month?

As of October 1st 2024, employers are required to deduct 2.75% from each employee's gross salary for their SHIF contribution. The minimum contribution for SHIF is KES 300.

What is the maximum contribution to Shif?

There is no maximum contribution limit, so the 2.75% applies to all earnings without an upper threshold.

Where do I register for SHIF Contributions?

You can find a details steb-by-step registration guide here.

Where do I remit SHIF contributions?

Contributions can be remitted using the SHA online portal.

How to pay for shif Kenya?

a. Mobile money services (M-Pesa, Airtel Money) b. Bank transfers c. Direct salary deductions for employees

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